The Affordable Housing Market and Why It Matters

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1. Modern Redlining in Indianapolis?

   Our analysis of one million loan applications since 2007 shows that, even when income and debt are the same, having a Black applicant on the loan increases the odds of being denied by 2-3X, and applying for a loan in a historically redlined neighborhood increases the odds of denial by 50 percent.

2. In Christian Park, a Postwar Neighborhood Experiences 21st Century Changes

   Christian Park was subdivided in the 1920s, but mostly built after World War II. Once an all-white neighborhood with high home ownership, the area has become part of a Latino community on the southeast side, and home ownership has fallen.

3. Mapping Bands of Urban and Suburban Development

   Using the age of housing stock in each neighborhood, we have created “development bands,” which group areas by the time period in which they were primarily built.

4. Indy Neighborhoods with Fastest Changing Income Diversity

   Most neighborhoods became more mixed-income between 2011 and 2016. Farley, near Ben Davis, had the biggest increase in income diversity, while the historically black suburb Grandview had the biggest decrease.